Average Monthly Energy Bill UK: £144 Household Budget Benchmark
Ofgem's cap sets a typical UK dual-fuel household at £1,723 a year, about £144 a month, for Oct to Dec 2026. Use it as your budget benchmark.
Budget Optimiste
Household finances, country by country, backed by official sources.
Most read
- Average Monthly Energy Bill UK: £144 Household Budget Benchmark
- Child Benefit Rates for First Child 2026-27: £27.05 a Week
- Claim Universal Credit After Losing Your Job: Eligibility Rules
- HMRC Tax Refund Payment Dates After Submitting Your Return
- High Income Child Benefit Charge: How It Works in the UK
- How Much Can You Put in a Cash ISA in 2026/27? Limits Explained
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- Household budgeting: methods and organisation 3 articles
- Rent, service charges and household bills 3 articles
- Food and grocery budgeting 3 articles
- Regulated savings: rules, rates and limits 2 articles
- Family and child benefits 3 articles
- Housing benefits and rent assistance 3 articles
- Unemployment benefits and income support 3 articles
- Healthcare costs, reimbursements and financial assistance 2 articles
- Pensions: eligibility and payment amounts 2 articles
- Personal taxes: returns and calculations 2 articles
- Benefit payments, pension dates and tax deadlines 2 articles
- Arrears, debt and debt advice 2 articles
Latest guides
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Child Benefit Rates for First Child 2026-27: £27.05 a Week
The 2026-27 Child Benefit rate for the eldest or only child is £27.05 a week, up £1.00. Check the official GOV.UK figures and your payment.
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Claim Universal Credit After Losing Your Job: Eligibility Rules
Losing your job doesn't rule out Universal Credit. Learn how income, savings limits and household situation are assessed, and when to apply after your last day.
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HMRC Tax Refund Payment Dates After Submitting Your Return
HMRC usually pays Self Assessment refunds within 2 weeks of online submission. Learn when the clock starts, what delays the payment, and how to check your refund
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High Income Child Benefit Charge: How It Works in the UK
Learn how the High Income Child Benefit Charge claws back Child Benefit through income tax, who pays it, and how to opt out. Based on GOV.UK guidance.
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How Much Can You Put in a Cash ISA in 2026/27? Limits Explained
The adult ISA allowance is £20,000 for 2026/27, shared across all ISAs. See how it applies to cash ISAs and the £12,000 cap from April 2027.
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How Much Savings Does the FSCS Protect? £120,000 Limit (2025)
Find out how much of your savings the FSCS protects: £120,000 per person per authorised firm from 1 December 2025, with worked examples.
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How to Apply for Breathing Space: Eligibility and Steps
Find out how to apply for Breathing Space in England and Wales, who qualifies, and how a free debt adviser can pause creditor action for you.
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How to Apply for Discretionary Housing Payment in the UK
Find out who can get a Discretionary Housing Payment top-up, how councils decide, and how to apply in Wales and Scotland. Check current rules before you apply.